Health Care Sharing: Families Helping Families
Share medical expenses and save.
What Is Health Care Sharing?
Health care sharing is a centuries-old Christian tradition of sharing and bearing one another’s health care needs. Members hold a common set of ethical and religious beliefs and voluntarily share their medical expenses in accordance with those beliefs. These programs are not insurance and do not have set open enrollment periods. Therefore, new members are welcome to join all year round.
Disclaimer:
Ensurian does not offer Health Care Sharing Ministry programs in AK, CO, HI, MD, ME, MT, ND, NH, PR, SD, TX, VT, WA, WY or Washington, D.C. Limitation subject to change without prior notice.
Program Types
Everyday health sharing programs are designed to reduce out-of-pocket expenses while improving access to health care. They offer wellness and preventive care, basic medical services (like occasional visits to a primary care doctor) and assistance with catastrophic care events. These programs are a great option for those who only need to share health care expenses periodically throughout the year.
Complete programs provide peace of mind to individuals and families who want to be prepared for whatever life may throw their way. These affordable alternatives include an extensive menu of services eligible for sharing, such as unlimited primary care, urgent care and specialty care visits. Plus, they grant sharing eligibility for some pre-existing conditions, maternity services, surgeries and more. Program services vary.
Interim medical cost-sharing programs offer access to a robust suite of services for individuals and families in times of transition. Sharing terms range from 30 to 364 days and often include sharing eligibility for doctor visits (sometimes wellness & preventive care), urgent care, emergency room visits, hospitalization and surgical services. Services vary by program to fit a variety of needs, budgets and time frames.
Health Care Sharing Ministries offer cost sharing programs that help absorb the cost of preventive, basic and major dental services. Many provide in- and out-of-network discounts, low consult fees, and varying co-expenses based on the class of service offered. Services eligible for sharing vary by program.
THESE PROGRAMS ARE NOT INSURANCE
Ensurian does not offer Health Care Sharing Ministry programs in: AK, CO, HI, MD, ME, MT, ND, NH, PR, SD, TX, VT, WA, WY or Washington, D.C. Limitation subject to change without notice.
About Ensurian
Ensurian is a national brokerage firm which represents innovative health care solutions. We help individuals and families access affordable, high-quality health care options, and work with employers to design group solutions that curtail costs yet improve employee participation.
Ensurian brokers use the most advanced technology to sell a wide selection of insurance, non-insurance products and business services. Our systems make it easy for clients to compare plans and enroll in those that best suit their overall health and financial goals.
